Ski Travel Insurance

Traveling abroad already includes unknown risks. Additionally, if you are going to be skiing or snowboarding, it increases your risk of injuries or accidents even further. Skiing is considered a hazardous sport.

Therefore, if you are planning a ski vacation, whether it be in the rocky mountains of Colorado, USA or in the Alps mountains in France, the best ski travel insurance is extremely important to consider purchasing.

Why Buy Ski Travel Insurance?

Many traditional travel insurance policies don't cover adventure sports such as skiing and snowboarding. In fact, they are specifically excluded in many travel insurance plans. Therefore, it is very important to purchase the travel insurance that covers hazardous sports such as skiing and snowboarding.

If you are a U.S. resident and traveling outside the U.S., your domestic health insurance may or may not cover you overseas. Even if it covers emergency medical expenses, it may not cover you for injuries while skiing. Also, most likely, you would not be covered for emergency medical evacuation and/or repatriation of remains.

Fortunately, Atlas Travel insurance is available both to persons traveling to the U.S. as well as persons traveling outside the U.S. Atlas America covers non-U.S. residents traveling to the U.S. while Atlas International covers those traveling outside the U.S.

When the Beacon America plan for non-U.S. residents or the Beacon International plan for U.S. residents is purchased in addition to the Extreme Sports Rider, skiing and snowboarding are covered up to the maximum limit of $50,000 per coverage period.

Hazardous sports coverage is included automatically at no extra charge, and among other things, you would be covered for:

• Medical Expenses: If you get sick or injured while skiing, it would provide medical coverage for eligible medical expenses.
• Emergency Medical Evacuation: Provides transportation to the nearest facility where adequate care can be given. This can be a very large bill if you need to be evacuated to a far away place.
• Repatriation of Remains: God forbid, in an unfortunate event of your death, the insurance can provide coverage for repatriation of remains to your home country.

However, please note that any participation in sports at professional level is excluded. Please read the Certificate Wording for further details.

• Atlas America Insurance
  Trip includes the U.S.

  Plan Information

• Atlas International Insurance
  Trip excludes the U.S.

  Plan Information

• Beacon America
  Trip includes the U.S.

  Plan Information

• Beacon International
  Trip excludes the U.S.

  Plan Information

For U.S. residents taking a ski trip within the U.S. but away from home, look at Trip Insurance.

DISCLAIMER: The information within this article is intended as a broad summary of benefits and services and is meant for informational purposes only. The information does not describe all scenarios, coverages or exclusions of any insurance plan. The benefits and services of an insurance plan are subject to change. This is not your policy/certificate of insurance. If there is any discrepancy between the information in this article and the language of your policy/certificate wording, the language of the policy/certificate wording will prevail.