Traveling abroad already includes unknown risks. Additionally, if you are going to be skiing or snowboarding, it increases your risk of injuries or accidents even further. Skiing is considered a hazardous sport.
Therefore, if you are planning a ski vacation, whether it be in the rocky mountains of Colorado, USA or in the Alps mountains in France, the best ski travel insurance is extremely important to consider purchasing.
Why Buy Ski Travel Insurance?
Many traditional travel insurance policies don't cover adventure sports such as skiing and snowboarding. In fact, they are specifically excluded in many travel insurance plans. Therefore, it is very important to purchase the travel insurance that covers hazardous sports such as skiing and snowboarding.
If you are a U.S. resident and traveling outside the U.S., your domestic health insurance may or may not cover you overseas. Even if it covers emergency medical expenses, it may not cover you for injuries while skiing. Also, most likely, you would not be covered for emergency medical evacuation and/or repatriation of remains.
Fortunately, Atlas Travel insurance is available both to persons traveling to the U.S. as well as persons traveling outside the U.S. Atlas America covers non-U.S. residents traveling to the U.S. while Atlas International covers those traveling outside the U.S.
When the Beacon America plan for non-U.S. residents or the Beacon International plan for U.S. residents is purchased in addition to the Extreme Sports Rider, skiing and snowboarding are covered up to the maximum limit of $50,000 per coverage period.
Hazardous sports coverage is included automatically at no extra charge, and among other things, you would be covered for:
- Medical Expenses: If you get sick or injured while skiing, it would provide medical coverage for eligible medical expenses.
- Emergency Medical Evacuation: Provides transportation to the nearest facility where adequate care can be given. This can be a very large bill if you need to be evacuated to a far away place.
- Repatriation of Remains: God forbid, in an unfortunate event of your death, the insurance can provide coverage for repatriation of remains to your home country.
However, please note that any participation in sports at professional level is excluded. Please read the Certificate Wording for further details.
What does a ski travel insurance plan cover?
A dedicated ski travel insurance policy helps protect you if unexpected situations arise before or during your trip. Coverage often includes emergency medical expenses, medical evacuation, and reimbursement for trip cancellations or interruptions due to severe weather or closed ski runs. Some plans also cover lost, stolen, or damaged ski equipment, as well as delays that prevent your gear from arriving on time. With a comprehensive ski travel insurance plan—like those available through Insubuy—you can enjoy the slopes knowing you have solid financial protection in place.
How much is a ski travel insurance plan?
Costs vary depending on factors like your age, trip length, overall trip cost, and the level of coverage you choose. Generally, a ski travel insurance policy can range from a small percentage of your total trip expense to slightly higher premiums for more comprehensive plans. Additional benefits—such as enhanced medical coverage, cancellation protection, or specialized gear reimbursement—may also impact the price. By comparing various options through Insubuy, you can find a plan tailored to your specific needs and budget, helping you protect your investment while enjoying peace of mind on the slopes.
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Atlas America Insurance
Plan Information
Trip includes the U.S. -
Atlas International Insurance
Plan Information
Trip excludes the U.S.
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Beacon America
Plan Information
Trip includes the U.S. -
Beacon International
Plan Information
Trip excludes the U.S.
For U.S. residents taking a ski trip within the U.S. but away from home, look at Trip Insurance.