Plan Highlights
- Up to $1,000,000 in Emergency Evacuation and Repatriation of Remains coverage available
- 100% of Trip Cancellation coverage up to $100,000
- 150% of Trip Interruption coverage up to $150,000
- Up to $250,000 in Primary Medical Coverage
- Optional Trip Cancellation and Interruption for Any Reason coverage
- Pre-Existing Coverage included within 21 Days of Deposit
10 Day Free Look Period
If you are not satisfied within 10 days of purchasing this plan, the administrator will refund your premium cost if you have not departed on your trip or filed a claim.
Trip Cancellation Covered Reasons
This is a list of some covered reasons for Trip Cancellation. Please refer to the plan's Certificate for a full list.
- Sickness, Accidental Injury, or Death of You, a Family Member, Traveling Companion, Business Partner, Trip Leader, or Chaperone
- Sickness, Injury, or Death of Non-Traveling Family Member
- Hijacked, Quarantined, required to serve on a jury, or subpoenaed
- Employment Terminated or Laid-Off
- Approved Military Leave Revoked or Military Re-Assignment
- Your Home made Uninhabitable by Natural Disaster or Burglary
- Emergency Military Duty in the Event of a Natural Disaster
- Inclement Weather Causing Complete Cessation of Air/Common Carrier Services
- Natural Disaster at Destination that Renders Accommodations Uninhabitable
- Terrorist Incident
Benefits of Coverage
| Trip Coverage | |
|---|---|
| Trip Cancellation | 100% of Trip cost up to $100,000 |
| Trip Interruption | Up to 150% of Trip cost up to $150,000 |
| Trip Delay | $3,000 ($250 per day) 6 hours |
| Missed Connection | $1,000 |
| Airline Reissue or Cancellation Fees | $100 |
| Reinstate Frequent Traveler Awards | $200 |
| Personal Items Coverage | |
| Baggage Coverage | $2,500 ($300 Per Article Limit, $500 Combined Article Limit) |
| Baggage Delay Coverage | $600 8 hours |
| Medical & AD&D Coverage | |
| Emergency Accident & Sickness Medical Expense (Primary) | $250,000 |
| Dental Expenses | $750 |
| Emergency Evacuation | $1,000,000 |
| Repatriation of Remains | $1,000,000 |
| Accidental Death & Dismemberment Common Carrier (Air Only) | $50,000 |
| Accidental Death & Dismemberment - 24 Hour | $25,000 |
| Pre-Existing Coverage | Included Within 21 Days of Deposit |
| Other Coverages | |
| Rental Car Damage (Not Available in NY or TX) | $35,000 |
| Optional Coverages | |
|---|---|
| Trip Cancellation for Any Reason (Not Available in NY & WA) | 75% of Trip Cost Available Within 21 Days of Deposit |
| Trip Interruption for Any Reason (Not Available in NY & WA) | 50% of Trip Cost Available Within 21 Days of Deposit |
| Accidental Death & Dismemberment - 24 Hour | Additional $25,000, $50,000, or $100,000 |
| Trip Delay (6 Hours) | $4,000 maximum; $300 per day or $7,000 maximum; $500 per day |
| Medical Expense (Primary) | Additional $250,000 (trips 1 - 31 days in length) |
Not all Benefits are available in all states, please see the Plan Document for all details.
Administrator
Trawick International Inc.Post Office Box 2284
Fairhope, AL 36533
Underwriter
Nationwide Mutual Insurance CompanyOne Nationwide Plaza
MR-05-10
Columbus, Ohio 43215
FOR ADDITIONAL INFORMATION
Insubuy®, LLC.4200 Mapleshade Ln, Suite 200
Plano, TX 75093
Toll Free:
+1 (866) INSUBUY
Phone:
+1 (972) 985-4400
Fax:
+1 (972) 767-4470
Website:
www.insubuy.com
Benefits listed describe all of the travel insurance benefits, underwritten by Nationwide Mutual Insurance Company. In WA coverage is underwritten by Nationwide Life Insurance Company, Columus, Ohio and Nationwide Mutual Insurance Company, Columbus, Ohio. There are certain restrictions, exclusions and limitations that apply to all services and coverages. Plan benefits, limits, and provisions may vary by state. To review full plan details online, see the Certificate Wording. You will receive your State specific Plan Document which describes the benefits and limitations in detail including available 24-hour non-insurance emergency assistance services.
Version: 06/12/2024